This is the first and most fundamental course we offer. Learn how to create a budget, stick to it, and pay down debts in an efficient manner. The main objectives for this course are:

• Understand debit/credit
  
• Balance a checkbook
  
• How to calculate loan payments
  
• Paying off debts sooner
  
• Debt Management- Pros/Cons
  
• How to avoid bankruptcy
  
• Preparing for major purchases